Monday, May 11, 2009

Sometimes it sucks to be an adult.

Anybody with me?

I've been without medical insurance for several months now and I feel as though I'm breaking the law. Relatively healthy, I've had one procedure that I can recall in the past 10 years or so; all those monthly insurance premiums paid essentially going to waste except for annual check-ups and the occasional prescription. And yet I can almost guarantee that if I continue without insurance it would be my luck that I'd come down with a serious illness or require major medical attention, all while living on student loans and my part-time job. So rather than tempt fate as I am currently healthy, this morning I applied for medical insurance and am awaiting approval of my PPO $2500 deductible plan for $155/month.

An extra $155/month expense is not what I was looking to add to my monthly budget.

Sometimes it sucks to be an adult.


Molly W. said...

True dat and AMEN all at the same time.

Sarah S said...

Can you do a HMO... I have had GREAT experiences with mine... and it's been THOUSANDS of dollars cheaper for us... even when I decided to use non traditional medicine... also... aren't you covered with the schools medical insurance... ?
hope you feel better...

Sarah S said...

o and YES MAM... it sucks sometimes... Tim and I were just thinking that last week... :)
woring: to be in a constant state of worry ;)

DeniseMarie said...

It does suck a lot of the time. But medical insurance is something you don't want to go without. Give up something else instead--something even more annoying and which you have even less to show for having paid. Like taxes.

bonny with a Y said...

have you looked into the $5000 deductibl? we switched and it's about the same coverage for almost half the money - just a higher deductible - which we never meet unless we have a baby.

good luck!