The gift that keeps on giving. Truly.

Have you heard of Kiva?

This organization was created to allow socially-minded individuals to contribute directly to the micro-finance process that is revolutionizing the lives of thousands of people across the globe in poor and impoverished countries. By loaning even $25, you can help an entrepreneur in Africa or Thailand start a business, which will support not only him/herself, but their family and community. At the end of the loan period you have the option of taking your money back or reinvesting it in someone else.

This may be something you choose to contribute to personally, or you may "give" on behalf of someone on your Christmas list. Either way, this is something that makes a powerful impact in the lives of so many.